The definition of fraud is, “An intentional deception made for personal gain or to damage another individual.”
Palm Desert Insurance Fraud Lawyers of Coachella Valley
Insurance fraud occurs when an individual knowingly and unlawfully attempts to falsify provide information in order to obtain some benefit to which they are not entitled. Insurance fraud accounts for billions of lost taxpayer dollars causing higher rates for everyone.
Fraud Division
The Fraud Division enforces the provisions of Chapter 12 of the California Insurance Code or the Insurance Frauds Prevention Act. California law requires this division to investigate felony provisions of the Penal and Insurance Codes or a possible fraudulent insurance claim. The Fraud Division is permitted to pursue cases federally. Insurance fraud can be pursued as mail fraud, criminal racketeering or other federal offenses.
Sentencing
Following an insurance fraud investigation, criminal charges will be filed which can lead to criminal convictions. Sentencing for insurance fraud cases is harsh, even for first-time offenders.
Penalties include:
- Jail
- Fines – can be high
- Probation
- Restitution
- Parole
- Community service
Insurance fraud charges will have a negative impact on your life; it will make it difficult for you to find employment or insurance once your sentence is completed. Working with an experienced Palm Springs Insurance Fraud Attorney, such as Dale Gribow, who will represent your interests and attempt to get the charges decreased to a misdemeanor is important.